Credit
Control is a department that determines the limit of offering credit to
customers. It is responsible for chasing up late payments. This department is
in charge of trade credit and recovering the unpaid debts.
The key
objective of any successful business is to optimize cash flow and avoid bad
debts. For this, there has to be a credit control system. Unlike other
processes, credit control is a mix of various elements of other process and is
often a big burden on in-house accounting teams.
Organizations
have a different approach to credit control.
Outsourcing Credit
Control assists in reducing the processing time and cost. It will help the
entrepreneurs increase collections without harming their relationships with
their customers.
Some of
the reasons to outsource credit control are listed below:
Sometimes
not understanding the importance of Credit control might leave a business
struggling financially. The outsourcing of credit control to an efficient
company is now extremely popular. Especially, those who need consistent cash
flow.
Outsourced
credit control, would assist the organization to free up some time, improve the
cash flow, and is also a cost-effective solution in comparison to hiring new
staff.
Outsourced Administration Services Benefits
Helps
in saving cost: Hiring an in-house
credit controller costs way too much. You also have the statutory benefits,
payment for sick days and annual leave to cope up with. It would be easier to
find an efficient and qualified third party to take care of it. Using an
in-house staff to chase payments is also costly due to time constraints. This
is due to adding additional tasks to their daily duties that may result in jobs
not being completed on time.
The
benefit of knowledge & expertise: You
would want to make sure that the best people are looking after your money &
cash flow. A great reputation and a very good experience in the industry are
mandatory. A professional attitude towards the Client is also a key factor in
outsourcing. A company may be able to start right away and have experienced
staff in place already. Outsourced staff will focus solely on this task and
deliver the best results for your business.
Improved
cash flow: One of the best
benefits of outsourcing credit control has improved cash flow. Your company
cannot run smoothly without healthy cash flow and without knowing when payments
are due. The expert outsourced team aims to ensure your money is collected
timely.
Saving
Time & Office space: Utilizing
external company to outsource credit control is like having your own credit
controller in-house, but without the desk space being occupied. You may only
require just a few hours per week to keep your cash flow on track depending on
the number of customers you are willing to send the invoices per month.
Formal
Process: Qualified & Professional
credit management companies have formalised monthly procedures, which proactively
remind your customers to pay on time. These procedures can include reminder
letters, proactive calls, query handling, and monitoring customer credit.
Recovery
of old debts: Even after your
best attempts, you are going to have some customers who will not pay you on
time. Sometimes the only option is to follow the formal debt recovery steps
which are through to Legal Action. A good credit control company will work hard
and recover your aged debt too. They will make it stress-free for you by
assisting you through the legal process.
A
company with the experience & expertise to take the pain of collecting your
money will reduce your stress levels. You are free to think, plan, look after
your clients, oversee the business & obtain sales.
Expert
Advice: You can benefit from
the advice which you get regarding the creditworthiness of new customers, risks
associated with the new customer, and the payment terms you should allow the
customer to have. This will take away any stress about that customer
potentially not paying you on time.
Brand
& Image: The common
requirements of all the Companies are similar, that is, the requirement to
maintain their business success. They will ultimately take care of the
company’s objective and goal. They will keep up the brand and image of the
company.
Therefore,
having a professional & expert company dedicated to looking after your
credit control is a great benefit to your business.
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